How Car Accident Settlements Are Calculated in South Carolina
Car accidents can be life-altering, leading to serious injuries, financial burdens, and emotional distress. If you’ve been injured in a car accident in South Carolina, understanding how settlements are calculated is crucial. At CFJ Injury Lawyers, our experienced team, led by Catherine F. Juhas and Eric Saleme, is committed to helping clients maximize their compensation. With over 40 years of combined legal experience, our firm has successfully guided countless accident victims through the legal process, ensuring they receive the financial support they deserve.
Factors Influencing Car Accident Settlements in South Carolina
1. Medical Expenses
One of the primary components of a car accident settlement is the cost of medical treatment. This includes:
- Emergency room visits
- Hospital stays
- Surgeries
- Rehabilitation and physical therapy
- Prescription medications
- Future medical expenses for ongoing care
In South Carolina, the average cost of hospitalization for a car accident-related injury can range from $10,000 to $50,000, depending on the severity of injuries. At CFJ Injury Lawyers, we work with medical experts to ensure that all current and future medical costs are included in your claim. We take a personalized approach to each case, thoroughly documenting medical expenses to prevent insurance companies from undervaluing your claim.
2. Lost Wages and Loss of Earning Capacity
If your injuries prevent you from working, you may be entitled to compensation for lost wages. Additionally, if your ability to earn a living is permanently affected, you may seek damages for lost earning capacity.
According to the South Carolina Department of Employment and Workforce, the median annual wage in the state is approximately $38,000, meaning missing months of work can have a significant financial impact. At CFJ Injury Lawyers, we understand how financial instability can add stress to an already difficult situation. Our legal team works diligently to ensure that every financial loss is accounted for in your settlement.
3. Property Damage
The cost of repairing or replacing your vehicle is another key factor in settlement calculations. In South Carolina, the average cost of vehicle repairs after an accident is around $4,500. Insurance companies may attempt to undervalue repairs, but CFJ Injury Lawyers aggressively negotiates with insurers to secure fair compensation for our clients.
4. Pain and Suffering
Pain and suffering damages compensate victims for physical pain and emotional distress. These damages are more subjective but are typically calculated using one of two methods:
- Multiplier Method: Medical expenses are multiplied by a number (typically between 1.5 and 5) based on the severity of injuries.
- Per Diem Method: A daily rate is assigned for pain and suffering and multiplied by the number of recovery days.
5. South Carolina’s Comparative Negligence Rule
South Carolina follows a modified comparative negligence rule, meaning your compensation may be reduced if you are found partially at fault for the accident. If you are more than 50% at fault, you cannot recover damages.
Having an experienced attorney like Catherine F. Juhas, a South Carolina Bar-admitted lawyer, can help counter any unfair fault assignments by insurance companies.
How CFJ Injury Lawyers Helps You Navigate the Car Accident Process
At CFJ Injury Lawyers, we know that dealing with the aftermath of a car accident can be overwhelming. That’s why we take a hands-on approach to help our clients every step of the way.
- Thorough Case Investigation: Our legal team meticulously gathers evidence, accident reports, medical records, and expert testimony to build the strongest case possible.
- Personalized Legal Guidance: Unlike large firms where clients may feel like just another case number, CFJ Injury Lawyers provides individualized attention. Catherine F. Juhas, who has been published in the Maritime Law Bulletin, brings a strong legal background to each case, ensuring every client receives exceptional representation.
- Negotiation with Insurance Companies: Insurance companies often attempt to settle for less. With over a decade of experience in personal injury law, Eric Saleme is a fierce advocate who ensures that clients are not pressured into accepting unfair offers.
- Litigation When Necessary: While most cases settle out of court, we are fully prepared to take cases to trial when insurers refuse to offer fair compensation.
- Bilingual Legal Assistance: Eric Saleme is fluent in Spanish, ensuring that our Spanish-speaking clients receive dedicated and accessible legal representation.
South Carolina Car Accident Statistics
- There were over 140,000 traffic collisions in South Carolina in 2023 (South Carolina Department of Public Safety).
- More than 1,000 fatalities occurred due to car accidents.
- Charleston County ranks among the highest in the state for accident rates.
These statistics highlight the importance of having a knowledgeable legal team advocating for your rights.
Frequently Asked Questions (FAQs)
Q: How long does it take to settle a car accident claim in South Carolina?
A: The timeline varies based on case complexity, but settlements typically take a few months to over a year. Having an attorney can speed up the process by handling negotiations efficiently.
Q: What if the insurance company offers me a low settlement?
Insurance companies often start with lowball offers. Our attorneys at CFJ Injury Lawyers will negotiate aggressively to secure the compensation you deserve.
Q: Can I still recover damages if I was partially at fault?
A: Yes, as long as you are less than 50% at fault. Your compensation will be reduced by your percentage of fault.
Q: What should I do after a car accident in South Carolina?
- Seek medical attention immediately.
- Contact law enforcement to file a report.
- Gather evidence, including photos and witness statements.
- Consult with CFJ Injury Lawyers before speaking with insurance companies.
Contact CFJ Injury Lawyers Today
If you or a loved one has been injured in a car accident in Charleston, North Charleston, or anywhere in South Carolina, our dedicated legal team is here to help. With over 40 years of experience serving the community, we provide compassionate and results-driven representation.
Don’t settle for less than you deserve—let CFJ Injury Lawyers fight for you!