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What Makes Truck Accidents Different From Car Accidents?

A large semi-truck drives on a multi-lane highway during sunset, with hills in the background and several cars nearby.

Truck accidents are significantly more complex than standard car accidents due to higher insurance limits, multiple liable parties, and strict federal regulations. Understanding these differences is crucial for victims seeking compensation and justice in South Carolina.

Key Differences Between Truck and Car Accidents

1. Size and Impact Severity

Commercial trucks can weigh up to 80,000 pounds when fully loaded, compared to the average 4,000-pound passenger car. This massive weight difference leads to:

  • Severe injuries or fatalities

The South Carolina Department of Public Safety reported that in 2023, over 1,200 accidents involving large trucks resulted in serious injuries or death.

  • Greater property damage

A fully loaded semi-truck can cause catastrophic destruction in a collision.

2. Higher Insurance Limits and Complex Liability

Unlike standard car accidents, where one party’s insurance typically covers damages, truck accident claims involve higher policy limits and multiple parties, such as:

  • Truck drivers
  • Trucking companies
  • Cargo loaders
  • Truck manufacturers
  • Maintenance providers

South Carolina requires commercial carriers to hold a minimum of $750,000 in liability coverage, while federally regulated trucks carrying hazardous materials must have at least $5 million in coverage. This creates a more complex claims process.

3. Federal and State Regulations

Truck drivers and trucking companies must comply with strict regulations from the Federal Motor Carrier Safety Administration (FMCSA) and South Carolina state laws, including:

  • Hours of Service (HOS) Rules

Truck drivers are limited to 11 hours of driving per day to prevent fatigue-related crashes.

  • Mandatory Vehicle Inspections

Failure to maintain trucks properly can lead to brake failures and tire blowouts.

  • Drug and Alcohol Testing

Truck drivers are subject to random testing to prevent impaired driving accidents.

4. Increased Investigation and Evidence Collection

Truck accident claims require in-depth investigations, including:

  • Black box data retrieval

Trucks have electronic logging devices (ELDs) that record speed, braking, and driver behavior.

  • Driver logs and employment records

Evidence of fatigue or improper hiring practices can impact liability.

  • Cargo loading reports

Improperly loaded or overloaded trucks increase the risk of rollovers and jackknife accidents.

How CFJ Injury Lawyers Can Help You Navigate the Truck Accident Process

At CFJ Injury Lawyers, we understand how overwhelming and complex truck accident claims can be. Our legal team, led by Catherine F. Juhas, has over 40 years of combined experience handling personal injury and workers’ compensation cases. Catherine is a cum laude graduate of the Charleston School of Law and is licensed in South Carolina, North Carolina, and Washington D.C. She has an in-depth understanding of trucking regulations and liability laws, giving our clients a significant advantage.

Additionally, Eric Saleme has spent over a decade representing injury victims and has extensive experience in personal injury law. He is fluent in Spanish and committed to helping clients from all backgrounds navigate the legal system. Our team takes a personalized approach to every case, ensuring that each client gets the attention and representation they deserve.

Our Process for Handling Truck Accident Cases

1. Free Consultation

We evaluate your case and explain your legal rights.

2. Comprehensive Investigation

We gather evidence such as truck logs, black box data, and witness statements to build a strong case.

3. Negotiating with Insurance Companies

Our attorneys handle all communications with insurance providers to secure maximum compensation.

4. Litigation if Necessary

If a fair settlement cannot be reached, we are prepared to take your case to court and fight for your rights.

5. Client-Centered Approach

We keep you informed at every step, ensuring you understand your options and legal strategies.

FAQs About Truck Accidents in South Carolina

Q: How long do I have to file a truck accident claim?

A: In South Carolina, you have three years from the date of the accident to file a personal injury claim. However, evidence can disappear quickly, so it’s best to consult an attorney immediately.

Q: What damages can I recover in a truck accident case?

A: Victims may recover compensation for:

  • Medical expenses (current and future)
  • Lost wages
  • Pain and suffering
  • Property damage
  • Wrongful death claims for families of fatal crash victims

Q: How is liability determined in a truck accident?

A: Liability is determined through a thorough investigation of:

  • Driver behavior (e.g., fatigue, intoxication, or distracted driving)
  • Truck maintenance records
  • Employer compliance with federal and state laws

Q: What should I do after a truck accident?

  • Seek medical attention immediately.
  • Contact law enforcement and request a police report.
  • Gather evidence (photos, witness contact information, and insurance details).
  • Do not speak with the trucking company’s insurance adjusters without an attorney.
  • Contact CFJ Injury Lawyers for a free consultation.

Why Choose CFJ Injury Lawyers?

Choosing the right legal team can make all the difference in your truck accident case. Our firm is dedicated to providing compassionate and aggressive representation, ensuring that our clients receive the best possible outcome.

Clients consistently praise our firm for its dedication, communication, and results:

  • “Experience with this law firm was very easy, every step of the way with communication, nothing hidden no guessing always knew what was going on. Seems to always have my best interest at hand.” – Cordell Parler
  • “CFJ Injury Lawyers was excellent in their representation of my case. The entire staff was excellent…patient, polite, and understanding of my circumstances. I couldn’t have asked for a better experience, as I was made to feel I was the first priority.” – Kebra Mikell

Contact CFJ Injury Lawyers Today

Truck accident cases in South Carolina require legal expertise, in-depth investigations, and aggressive representation. At CFJ Injury Lawyers, we are dedicated to helping injury victims navigate the complexities of truck accident claims. If you or a loved one has been injured in a truck accident, call us today for a free consultation.

Let our 40+ years of combined experience work for you!

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