Why You Should Never Settle a Car Accident Claim Without a Lawyer
When you’ve been in a car accident in South Carolina, you may feel pressured to settle your claim quickly. Insurance companies often approach victims with lowball offers, hoping to resolve claims fast and at minimal cost to them. However, settling without the guidance of a skilled attorney could mean leaving significant compensation on the table—compensation that covers not just your immediate medical bills but also future expenses, lost wages, and emotional distress.
At CFJ Injury Lawyers, led by the experienced Catherine F. Juhas and Eric Saleme, we’ve spent decades ensuring South Carolina accident victims receive the compensation they deserve. Our team’s personalized approach, extensive legal knowledge, and dedication to client advocacy make us a trusted ally during one of the most challenging times in your life.
South Carolina Car Accident Statistics
Car accidents are unfortunately common in South Carolina. According to the South Carolina Department of Public Safety:
- In 2022, there were over 140,000 traffic collisions statewide.
- Nearly 60,000 people were injured in these accidents.
- Charleston County ranked among the top three counties for the highest number of collisions.
These statistics highlight the prevalence of car accidents in our state and underscore the importance of protecting your rights if you’re involved in one.
How CFJ Injury Lawyers Helps You Navigate the Car Accident Process
Step 1: Free Case Evaluation
When you contact CFJ Injury Lawyers, our first step is a free consultation where we carefully assess your case. We’ll listen to your story, evaluate the details of your accident, and provide clear guidance on your legal options.
Step 2: Investigating the Accident
Our team conducts a thorough investigation of your accident, gathering evidence such as police reports, witness statements, and medical records. Attorney Catherine F. Juhas, who has been admitted to the South Carolina, North Carolina, and Washington D.C. bars, ensures that no detail is overlooked in building a strong case.
Step 3: Communicating With Insurance Companies
Dealing with insurance adjusters can be intimidating, but with CFJ Injury Lawyers by your side, you don’t have to face them alone. Eric Saleme, who has extensive experience negotiating with insurers, handles all communication to protect your rights and prevent you from being pressured into accepting a low settlement.
Step 4: Calculating Full Compensation
Many accident victims underestimate the full value of their claims. Our team considers both your immediate expenses and long-term needs, including:
- Medical bills
- Rehabilitation costs
- Lost wages and future earning capacity
- Pain and suffering
With over 40 years of combined experience, CFJ Injury Lawyers knows how to calculate what your case is truly worth.
Step 5: Negotiation and Litigation
Whether through negotiation or courtroom litigation, our attorneys are relentless in pursuing justice for our clients. Catherine F. Juhas’s strong legal background, including her publication in the Maritime Law Bulletin, reflects her commitment to delivering exceptional results.
The Risks of Settling Without Legal Representation
1. Insurance Companies Are Not On Your Side
Insurance companies are businesses focused on profit. Their adjusters are trained to minimize payouts, often using tactics that undervalue your claim. Without an attorney, you may not fully understand the value of your case and accept far less than you deserve.
2. You May Overlook Future Damages
Accident victims often settle quickly to cover immediate expenses, not realizing they could be entitled to compensation for:
- Future medical bills
- Rehabilitation costs
- Lost earning capacity
- Pain and suffering
At CFJ Injury Lawyers, we’ve successfully represented clients who initially considered low settlements but ultimately recovered far more by pursuing their claims.
3. Complex Legal Processes
South Carolina’s comparative negligence law means that if you’re found partially at fault for an accident, your compensation may be reduced. An experienced attorney like Catherine F. Juhas can help gather evidence to minimize your liability and maximize your settlement.
4. Missed Deadlines
South Carolina has a statute of limitations for filing car accident claims—generally three years from the date of the accident. Missing this deadline could bar you from recovering any compensation.
Why CFJ Injury Lawyers Stands Out
Decades of Experience
Our firm’s 40+ years of experience means we’ve seen it all and know how to navigate even the most complex cases. Whether you’re dealing with catastrophic injuries or disputes over liability, we have the expertise to fight for your rights.
Client-Focused Approach
At CFJ Injury Lawyers, our clients are our top priority. Testimonials from satisfied clients reflect our commitment:
- Kim Williams: “I had a slip and fall case that lasted two years. I’ve had nothing but a great experience with the CFJ Injury Lawyers; they work professionally and always show empathy and respect to their clients.”
- Micah Fahner: “18 months out of work and this firm saw me through until the end. I appreciate it so much, Lindsay and Cathy!!! You guys are the best!”
Bilingual Services
With Eric Saleme fluent in Spanish, we provide accessible legal services to South Carolina’s Latin-American community, ensuring that language barriers don’t stand in the way of justice.
Frequently Asked Questions
Q: How do I know if the insurance company’s offer is fair?
A: Without an attorney’s expertise, it’s difficult to gauge whether an offer is fair. At CFJ Injury Lawyers, we analyze every aspect of your case, including medical records, lost wages, and pain and suffering, to ensure you’re properly compensated.
Q: What happens if I’m partially at fault for the accident?
A: South Carolina follows a comparative negligence system. If you’re less than 50% at fault, you can still recover damages, though your award will be reduced proportionally. A lawyer can help minimize your liability.
Q: How long does it take to settle a car accident claim?
A: Every case is different. While some claims settle within months, others require litigation and may take longer. Our team is committed to resolving your case as efficiently as possible while ensuring you receive fair compensation.
Don’t Settle for Less Than You Deserve
If you’ve been injured in a car accident in Charleston, North Charleston, or anywhere in South Carolina, don’t let the insurance companies take advantage of you. Contact CFJ Injury Lawyers today for a free consultation. With decades of experience, a dedicated team, and a track record of success, we’re here to help you secure the compensation you deserve.
Visit our website to schedule your free case evaluation. Let CFJ Injury Lawyers stand by your side when you need it most.